Good financial habits should begin encouraged
from age, so that kids get used to manage their money properly.
These financial foundations will help them
maintain a good relationship with your wallet as they grow up.
Once you’ve decided to
talk with your kids about personal finance questions immediately arise:
How should I do? And where do I start?
1.
You have to teach them the difference between
needs and wants, and establish boundaries between what we really need and what
they want to buy.
2.
You know the value and the price of things. For
example, in the supermarket is appropriate to give examples and purchase prices
and margins savings to buy a product.
3.
If you usually give your children money weekly
share with them ideas to learn how to save it and manage it.
4.
The allowance is a good tool to encourage
savings, teach them to be patient to achieve your financial goals and have
control over expenses.
5.
If you ask them to assist in activities at home
and therefore remuneras them, try not to give them too much, then become their
domestic duties in business.
6.
Avoid giving “loans” because they constantly
reinforce the belief that parents have access to unlimited amounts of money.
7.
If you give them money to buy sweets or
breakfast at school, suggest comparing prices and calculate how many and which
candy can be purchased for the same price.
8.
Children learn by example from parents, so it is
recommended to perform a good management of personal finances and let them
share.
9.
The establishing a rapport with them, talk
about their concerns, likes, dislikes and problems and will create a bond of
trust that will help them in their self-esteem and safety.
10.
If your children are teenagers, they can set
goals and establish savings plans, in addition to more responsibly manage their
income in the future.
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