Be The Best Neighbour in Your Neighbourhood

Being on bad terms with your neighbours can make your life frustrating, day after day. On the other hand, taking time to establish good terms with them has numerous benefits.

For example you may have heard complaints about noisy neighbours in the past, but how many of us are guilty of the same?

If you have lived in an apartment, dorm room or terraced house, chances are we have "disturbed" our neighbours at some point in time. So what can you do to be a good neighbour?

Why not start by abiding to a few simple house rules like not talking on the stairwell, taking your shoes off at the door, setting your washing machine to start in the morning before going to work, and shutting your front door quietly if it is early in the morning or late at night.

Solutions for Short Term Memory Problems

If there is something you do routinely, write down that routine. It could be as basic as the order in which you prefer to get ready for work or school in the morning, or it could be as intricate as the procedure for getting a part of your job done.

If you have ever arrived at the bottom of the stairs not knowing why you went down at all, you have a short term memory problem. Whether your short-term memory problems are due to medical problems or simple absent-mindedness, there are strategies to cope.

1. Pay Attention.

Many short-term memory problems can be attributed not so much to the ability of the brain, but the ability of the person to focus on a single task. If you have already forgotten the name of the nice gentleman who was just introduced to you five minutes ago, it might not be only a memory problem.

Were you really listening when you were introduced, or were you thinking ahead to what to say next?

Make a conscious, active effort to pay attention whenever you know you are likely to forget something.

Getting Vitamin Supplements the Natural Way

WHEN most people think of vitamins they think of a pill, or several pills, as their source. If you ask about the "natural" source of specific vitamins you would probably hear that you can find vitamin C in an orange or vitamin D from the sun.

To refresh our memories, or perhaps to learn this for the first time, let's take a look at the basic vitamins, what they do for us and where, they can be found in nature.

Vitamin A and Beta-carotene

Vitamin A aids in maintaining good vision, such as preventing night blindness and cataracts, as well as reducing the risk of heart attacks and some forms of cancer.

Beta-carotene is a compound that makes up the red, orange, and yellow pigments in plants that, when in the body, is converted into vitamin A. Excellent natural sources of vitamin A are raw carrots, sweet potatoes, winter squash, and spinach.

Vitamin B1 - (Thiamine)

Helps convert blood sugar to energy, forms red blood cells and maintains skeletal muscle. Sources are sunflower seeds, whole grains, beans, seafood.

My First Home Scheme

To assist the younger generation to purchase their first home, the government has introduced Skim Rumah Pertamaku (My First Home Scheme). 

• The scheme offers up to 100% financing.

• Maximum tenure : 30 years

•  Available in Conventional & Islamic Loans.

Criteria:

1. Must be Malaysian
2. Below age of 35
3. Gross income below RM3,000 per month
4. Property price must be between RM100,000 to RM220,000
5. Purchased property must be for own occupancy
6. Must be in employment for at least 6 months

The scheme is available for both completed properties, and also those under development.

Studio Apartment for Rent in Sunway Pyramid (Fully Furnished)

This studio apartment is fully-furnished. 

Just move in with your luggage.

Contact Roody 012 209 2678
(Available from July 2014 onwards)

Corner unit Studio Apartment (550 sq ft) in Sunway Pyramid Tower   - located just above the Sunway Pyramid Shopping Mall. 

Dedicated elevators are 24-hours guarded by security and can only be access via a smart card. 

 

 Balcony with magnificent view.

 

Fully equipped kitchen with

• Refrigerator
• Microwave Oven
• Electric Jug
• Cooker Hub & Hood
• Toaster
• Rice Cooker
• Complete set of cutleries, i.e. pots, pans, plates, cups, knives, etc

Contact Roody 012 209 2678

Other electrical appliances provided

• Colour Television with in-house channels
• DVD Player
• Iron & Ironing Board
• Hair Dryer & Shaver Sockets
• Study Area with Table Lamp & Stand Lamp

King-sized Bed with 4-Pillows & Quilt

Bathroom with heater, shaver sockets and bath tub.

Dining Area

Cleaning Services can be arranged - weekly basis.

Contact Roody 012 209 2678
Rental per month : RM2,800
.

7 Steps - To Buying The Right House

Buying a new house is NOT an easy thing to do. Other than making the right choice, there are other parameters to be considered before making the final decision.

Here are some steps that can make your journey to buying the right house easier.

STEP 1 : CHECK YOUR FINANCIAL CAPABILITY

Check your current income and expenses. Calculate the amount that you can afford to pay your monthly loan instalment. And always leave some spare change for surprises that your house will give you.

For example - pipe burst and roof leak. All these needs money to be repaired.

STEP 2 : PLAN ACCORDING TO YOUR BUDGET & FAMILY SIZE

How many bedrooms do you need? Consider the future of additional family members.

Is a guest room necessary when you can let your guests use your children's rooms for a few days?

Do you need a bigger garden or space, where you can extend your house in future?

Remember - having an extension to your current home is definitely cheaper than moving into another house, and also very much less stressful.

STEP 3 : ENGAGE WITH A LICENSED REAL ESTATE AGENT

Real Estate Agent is the mediator between you and the seller. He will play a crucial role in getting you the right deal. Always check the years of experience in the business, number of clients served and your own specific requirements. 

Agents usually have a pool of database where they can easily find a house that suits your requirements. Important thing is to get an agent who has been in business for long. 

Hence he also would be able to provide your advices on how about to get the agreements done, which lawyers to deal with, types of home loan available. If you need contractors for renovations and repairs, good agents would be able to recommend contractors that are reliable.

 

STEP 4 : CHECKING OUT THE NEIGHBOUR HOOD

Drive by the neighbour hood and see the house’s appearance from the outside. See the kind of the neighbours that you will be living with. 

You also may want to do it on a weekend evening – there is when the neighbourhood will be more live.

 

STEP 5 : CONTROL YOUR EMOTIONS

Never let your emotions get in the way of home buying. Be as realistic as possible. Do a thorough research before buying the house. 

Take into considerations such as budgets for repairs that will be only known after to move it, monthly loan repayments, any security services to pay, etc.

 

STEP 6 : HAVE A CHECK-LIST FOR YOUR WISH LIST

Prepare a list of observations in the home that you have visited so that you can compare them with other homes easily.

A good idea would be to rate the houses - based on your family’s wish list. 

Note down 10 priorities that your dream house must have and ratethem in the range of 1 to 10.
 

STEP 7 : NEGOTIATE AND BE REASONABLE

If you are using an agent and have found the right home – negotiate on price. Keep in mind that negotiation is a part of any deal, even buying a home, and it will take time before the deal finalises. 

When the offer is accepted, have a licensed home inspector check the house thoroughly and review the report along with your Real Estate Agent. The real estate agent can help you make each step of home purchase easier.

Remember.....a house can never be a home, if your heart and family is not at peace.

Good Luck with your house hunting.